Monday, October 22, 2012

Korean Rice Wine Recipe (Makkolli and Clear Wine) - 막걸리와 청주 만들기

On September 22th, 2012, I had an event of making Korean traditional rice wine at my house. This event was for students of Kongbubang Korean class. About 20 people came and learn how to brew the rice wine and enjoyed home-made rice wine and plum wine. Also, we demonstrated distilling the wine to make Soju in the traditional way using Sojugori.


I want to share the basic information about Korean rice wine and the basic recipe. Please note that this recipe is for not only makkoli, but also the clear rice wine.

1.   전통주와 가양주   Traditional Wine and Home Brewed Wine

l  전통주 : 전통 방법으로 만들어진 술. 전통주는 각 지역의 특산물, 기후, 지리 등의 환경에 따라 양조 방법이 다양하게 발전되어 왔다.
Traditional Wine : It has been developed in various ways depending on the environment, for example the local ingredients, weather and geography.
l  가양주 : 가정에서 전통 방식으로 빚어내는 술. 가정에서 소규모로 술을 빚기 시작하면서 전통주는 더욱 다양하게 발전되었다.
Home Brewed Wine : A wide variety of Korean traditional wines were developed since many families began to brew their own wine at home.


2.   한국 전통주의 재료  Korean Traditional Wine Ingredients

(맵쌀), 찹쌀, 좁쌀, 옥수수, 감자, , 과일, 식물의 뿌리 등
rice, glutinous rice, millet, corn, potato, flower, fruit, root, etc


3.   전통주의 종류   Types of Korean Traditional Wine

l  청주 : 쌀 등의 곡물을 이용하여 술을 빚은 후 그 맑은 부분만을 분리한 술
Clear Wine (Sake) : Clear wine, brewed with grains like rice, corn, etc.
l  탁주 : 청주를 떠 내고 난 후의 탁한 술을 거른 술. 혹은 탁주 자체를 목적으로 술을 만드는 경우도 있다.
Cloudy Wine : After you remove the clear wine, there is a thick sediment remaining. If you filter it, you can get cloudy wine. Cloudy wine is sometimes the purpose of brewing.
l  소주 : 청주 혹은 탁주를 증류하여 도수를 높인 술
Soju : Distilled liquor from the clear wine or the cloudy wine.

Making soju by distilling the sake using a traditional Korean distiller, Sojugori


Do you want to try fresh-distilled Soju? It is 50% alcohol.


4.   막걸리란 무엇인가?   What is Makkolli?

전통주의 제조 과정 중에서 청주를 떠 내고 난 후에 탁한 찌꺼기가 남는다. 여기에는 누룩, 곡물 알갱이 등이 들어 있는데, 이를 가는 채로 거른 것을 농주라 한다. 이 농주는 약 15~17%의 알코올이 들어 있다. 여기에 물을 혼합해 약 6~8% 정도 도수로 묽게 만든 것이 막걸리 이다. 막 걸렀다 하여 막걸리라고 한다.
After collecting the clear wine, thick sediment is leftover. It includes yeast, enzymes, grains, etc. If you filter it with mesh, it becomes Nong-Ju (Condensed Wine), which is very thick and is about 15~17% alcohol. If you add water at this stage to make it weaker and watery, it becomes Makkolli. It got its name from “Just Filtered”
Note :     just, very recently       거르다 to filter


Kongbubang students straining makkoli

5.   동동주란 무엇인가?   What is Dongdongju?

발효가 거의 끝나가면 발효가 덜 된 밥알이 술 위에 뜨게 된다. 이 상태에서 마시는 반청주/반탁주의 술을 동동주라 한다. 밥알이 술 위에 동동 떠 있다 하여 동동주이다.
When the fermentations has almost finished, a small amount of rice floats on the surface. Dong Dong is a mimetic word for floating material. For example, 밥알이 동동 떠 있다 means the grains of rice are floating. Dong Dong Ju is a slightly cloudy wine with floating material on the face.


6.   전통주의 기본 원리   Basic Theory of Korean Traditional Wine

곡물 (탄수화물) + 효소>               grains (carbohydrate) + enzyme > sugar
+ 효모 >                             sugar + yeast >alcohol
탄수화물이 당으로 바뀌고 당이 술로 바뀌는 현상이 동시에 일어나게 된다.
The carbohydrate becomes sugar, and the sugar is changed to alcohol. These two processes happen at same time.


7.   누룩   Nuruk ; Dried Wheat Dow with Fungi (Yeast and Enzyme)

누룩은 효소와 효모의 복합체이다. 보통 밀로 만든다. 밀을 잘게 부수고 물을 넣어 반죽한 후 이를 건조시키면서 볏짚, 솔잎 등에 자연스럽게 있는 효모, 효소, 균 등을 배양한다.
It is a composite of yeast and enzyme. It is usually made from wheat. Crush the wheat and add water to make dough. While drying it with rice straws or pine tree leaves, it incubates natural enzymes, fungi and yeast.

Nuruk


8.   단양주, 이양주, 삼양주   Single / Double / Triple Brewed Wine

l  단양주 : 곡물, 누룩, 물 등을 넣어 한번에 술을 만든다.
Single Brewed Wine : Use all ingredients at once and brew it.
l  이양주 : 곡물, 누룩, 물 등을 넣어 밑술을 만든 후 여기에 추가 곡물을 한번 더 넣어 술을 만든다.
Double Brewed Wine : Brew the starter first, and add more ingredients later one more.
l  삼양주 : 밑술 후 추가 곡물을 두 번 넣는다.
Triple Brewed Wine : Brew the starter, and add more ingredients to make the starter stronger, and add more ingredients one more time. This is very stable way to brew the rice wine. You can get bigger amount of wine from this method.


9.   오늘의 술 만들기 - 맵쌀 삼양주   Today’s Mission – Triple Brewed Rice Wine

l  재료 : 2kg, 0.5리터, 누룩 200g    밀가루 100g
Ingredients : rice 2kg,  water 0.5 liters,  nuruk 200g,   wheat flower 100g
3 리터의 탁주와 1리터의 청주를 만들 수 있다. 발효 정도와 추가하는 물의 양에 따라 차이가 있다.
You can get about 3 liters’ cloudy wine and 1 liter’s clear wine. It depends on the strength of the fermentation and the amount of water you add.

l  살균 : 알콜, 끓는 물, 수증기, 락스 등을 이용하여 모든 도구나 용기를 철저하게 살균한다. 살균은 모든 술 만들기의 기본이다.
sterilization : Use alcohol, boiling water, hot steam or bleaching material, sterilize every single piece of equipment. Sterilization is the most important part of brewing.

l  밑술 만들기   Making the starter
1.      200g 을 흰 물이 나오지 않을 때 까지 씻는다.
Wash and rinse 200g rice until you cannot see any white water.
2.      5시간 동안 찬 물에 담궈 놓는다.
Keep it in cold water for 5 hours .
3.      죽을 만든다. 쌀 량의 두배의 물을 넣고 약한 불로 끓인다. 혹은 전기 밥솥에 물을 많이 넣고 만들어도 된다.
Make rice porridge. Put twice more amount of water than the rice, cook it with weak stove. You can use an electronic rice cooker with more water.
4.      죽이 차갑게 식으면 누룩 200g, 밀가루 100g 을 넣고 잘 혼합될 수 있도록 섞어준다. 죽과 누룩이 잘 혼합되어 묽어질 때 까지 10분 동안 손으로 잘 버무려 준다.
When the porridge cools down, add nuruk 200g and wheat flower 100g. Mix it by hand for 10 mins until it becomes more liquid.
5.      용기로 옮긴 후 뚜껑은 덮지 않고 깨끗한 보자기나 키친타월로 용기 입구를 봉하고 고무줄 등으로 묶는다.
Put it in the pot. Cover with a clean fabric or kitchen towel and fasten it with a rubber band.
6.      20~25˚c 되는 어두운 곳에 보관한다.
Keep the pot in a dark place at 20~25˚c.
7.      48시간 후 끓기 시작하면 덧술 1 한다.
After 48 hours, when the it bubbles, add the first ingredient.

Mixing the starter with hands


l  덧술 1   Add the first ingredient (Make the starter even stronger)
1.      300g 을 흰 물이 나오지 않을 때 까지 씻는다.
Wash and rinse 300g rice until you cannot see any white water.
2.      5시간 동안 찬 물에 담궈 놓는다.
Keep is in cold water for 5 hours.
3.      죽을 만든다.
Make a rice porridge.
4.      죽이 차갑게 식으면 밑술과 혼합하고 잘 섞는다.
When it cools down, add it to the base wine and mix it well.
5.      뚜껑은 덮지 않고 깨끗한 보자기로 용기 입구를 봉하고 고무줄 등으로 묶는다.
Put it in the pot. Cover with a clean fabric or kitchen towel and fasten it with a rubber band.
6.      20~25도 되는 어두운 곳에 보관한다.
Keep the pot in a dark place at 20~25˚c.
7.      36시간 후 덧술 2 한다.
After 36 hours, add the second ingredient.


The starter, right before adding the second ingredient. 
You can see it is bubbling a lot. It means the fermentation is strong.



l  덧술 2  Add the second ingredient (Main Ingredient)
1.      1.5kg 을 흰 물이 나오지 않을 때 까지 씻는다.
Wash 1.5kg rice until you cannot see any white water.
2.      5시간 동안 찬 물에 담궈 놓는다.
Keep it in cold water for 5 hours.
3.      채를 이용하여 물을 한시간 이상 뺀다.
Drain the water with net bowl (sieve) for more than 1 hour.
4.      얇은 보자기에 쌀을 담아 찜통에 넣고 50분 정도 찐 후 뚜껑을 열어 밥을 전체적으로 뒤집어 준다. 다시 30분 정도 더 찐다.
Wrap the rice in a thin piece of fabric and put it in a steamer. Steam it for 50 mins and flip the bottom rice up in the cloth and steam it 30 mins more.
5.      찔 수 없는 경우 된 밥을 만든다.
If you cannot steam the rice, boil the rice with less water than when you cook normal rice.
6.      넓게 펴서 차갑게 식힌다.
Spread it out and cool it down.
7.      덧술 1과 잘 섞어준다. 잘 버무려준다. 이 때 밥알이 으깨지지 않도록 조심한다.
Put the rice in the pot, mix well. Try not to crush the rice.
8.      결과물이 너무 걸쭉하면 섞어줄 때 약간의 물(최대 500ml) 의 물을 추가할 수 있다. 이 때 물은 반드시 끓여서 식힌 물이나 생수를 사용한다.
If it is too thick, add a small amount of water (maximum 500 ml). You must boil the water and cool it down before adding it or use mineral water.
참조 : 독하고 단 술을 원하면 걸죽한 것이 좋다. 물을 추가하면 술의 양은 많아지지만 도수는 약하고 덜 달게 된다. 너무 많은 물을 추가하면 식초가 되어버릴 수도 있으니 조심해야 한다.
Note : If you want to get strong and sweet wine, please leave it thick. If you add water, you can get more quantity with weaker alcohol contents and less sweet flavor. Adding too much water can turn the wine to vinegar. Be careful.
9.      뚜껑은 덮지 않고 깨끗한 보자기로 용기 입구를 봉하고 고무줄 등으로 묶는다.
Put it in the pot. Cover with a clean fabric or kitchen towel and fasten it with a rubber band.
10.    20~25도 되는 어두운 곳에 보관한다.
Keep the pot in a dark place at 20~25˚c.
11.    7일 후에 살균한 국자로 술을 뒤집어 준다.
After 7 days, flip the rice from the bottom to the top with a sterilized ladle.


Adding Steamed Rice to the starter




l  청주 뜨기   Get the clear wine
1.      덧술 2 후 약 8~15일 후 윗부분에 청주가 보이기 시작한다. 냉장고로 옮긴다.
After 8~15 days of adding the second ingredient, you can see a clear wine at the top. Move the pot to the fridge.
2.      냉장고에 2~3일 보관하면 위에 술이 더 맑아진다. 이 맑은 부분을 국자로 떠서 따로 병에 보관한다.
After 2~3 days, the clear wine becomes even clearer. Ladle the clear part and put it in a bottle.
3.      이렇게 만들어진 청주의 도수는 약 15~17%이며, 냉장고에서 보관하면 6달 정도 보관 가능하다. 반드시 냉장보관 해야 한다. 냉장고에서 오래 숙성할 수록 그 맛이 좋아진다.
This clear wine is about 15~17% alcohol, you can keep it in the fridge for up to 6 months. You have to keep it in the fridge. The longer it is kept in the fridge, the better it tastes.

Top clear liquid is the clear wine (청주), below is the cloudy wine (탁주).


l  탁주 거르기
1.      청주를 뜨고 난 후에 고은 채를 사용하여 탁한 부분을 거른다.
After you collect the clear wine, filter the cloudy wine by mesh net.
2.      이 술을 먼저 병입한다. 이 술의 도수는 15% 정도이며 냉장고에서 1달 정도 보관 가능하다.
Bottle it first. The alcohol content is about 15%, you can keep it in fridge for up to 1 month.
3.      거르고 남은 찌꺼기에 약간의 물을 섞어 다시 거른다.
Add sterile water to the sediment and filter it again.
4.      이 탁주의 도수는 약 5~8%이며, 냉장고에서 15일 정도 보관 가능하다.
The alcohol content is about 5~8%, you can keep it in fridge for up to 15 days.
5.      3~4일 정도는 냉장 보관해야 맛이 부드러워진다.
Keeping it for 3~4 days in fridge makes the taste better.
6.      실제 음용할 때 입맛에 맞게 물, 꿀 등을 섞어서 마실 수 있다.
You can add water, honey, soda, as you like right before you drink it.

Filtering the cloudy wine.






ENJOY YOUR WINE !!!!




86 comments:

  1. this is very nice article you have posted, thank you for the info. its close to impossible to find Nuruk in the place i live but have access to wheat, paddy(all the raw items needed) can you kindly document the process of making Nuruk? how wheat has to be powdered(can i use the wheat flour instead etc

    thanks in advance
    Akshata

    ReplyDelete
    Replies
    1. Hi, Akshata..
      I heard Nuruk is much more difficult to make. But I will study more and post more information about it.
      Where are you from Akshata?? The environment should be quite important for the Nuruk, I guess..

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  2. If there is an Oriental store nearby, it most likely has Nuruk. In Baltimore it is readily available. Also, I think you might be able to mail-order it from H-Mart. Last, I think there are some nearly-equivalent products that can be purchased from on-line wine homebrew stores

    ReplyDelete
    Replies
    1. I read several post of making Makgolli in US, most of them are Korean, and they brought the Nuruk from Korea. I think their family sent it by airmail.

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  3. This comment has been removed by the author.

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  4. I am concentrating on brewing beer nowadays.

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    ReplyDelete

  7. Wonderful blog! I found it while surfing around on Yahoo News. Do you have any suggestions on how to get listed in Yahoo News? I’ve been trying for a while but I never seem to get there! Appreciate it.Stellar Bottles

    ReplyDelete
  8. Hello everyone 2years back I had $64,000 in debt, including $22,340 in credit card debt. My credit score was nothing to write home about. I managed to get most of my debt removed in bankruptcy and I was left with $8,000 car loan and $35,000 in student loans. I determined not to repeat my mistakes again I was recommended by a credit agency to contact a credit film who would help fix my credit and clear my loans she then referred me to this credit company called Rapid Credit Repairs she has been working with years ago who specializes in fixing credit report. I contacted them through their mail RAPIDCREDITREPAIRS@GMAIL.COM text +1 (415) 754 7204 they got a little info from me and started from raising my credit score to 790 after which they cleared my outstanding pending bills. I bounced back quickly; I am currently on my feet and on my way to buy a house. Thanks so much RAPID CREDIT REPAIRS you guys are simply the best

    ReplyDelete
  9. Oftentimes, it could seem unfair when you are unable to afford the basic things. not being able to acquire a home, car or loan. Simply because your credit score is low. I had suffered terribly due to a low credit score caused by eviction, late payments and hard inquiries. I had to contact LANX CREDIT SOLUTION a credit repair company. They literally saved me from my traumatizing experience. They increased my score and removed the negative and derogatory Items on my credit report. This review is in order to encourage you to do something about your bad credit. It took just 12 days for things to change everything.
    PHONE: (310) 879 2541
    Email: LANXCREDITSOLUTION@GMAIL.COM

    ReplyDelete
  10. My name is Andrew Walker, I don’t have much to say but am here to thank TROVIAN CREDIT REPAIRS which i got their contact after visiting my sister and her family and told them my situation at hand how i was knocked out of my home because I was unable to renew rent and my credit profile was messed up in the past. They recommend Trovians to me how they are good in fixing credit, so i contacted them and told them if it’s possible to fix my credit report that has been messed up they gave me a positive answer and they went ahead with the job. In less than 5days my score was raised from a low 478 to 805 excellent and they cleared the eviction, collections late payment. Am happily living well in my new home. I will also recommend you out there to contact them now via email (TROVIANCREDITREPAIR@GMAIL.COM +1 505 926 3648) for your credit repairs services.

    ReplyDelete
  11. My name is Alice and I just want to give a quick review and introduce you to LANX CREDIT SOLUTION, I must tell you that I was skeptical at first about this Company when they told me they’ll remove all the derogatory items in my report, and give me a better FICO. Believe me, giving in to their offer is the best decision I have made in a while, my FICO went from low 485 to a high 780 and my husband’s score went from 612 to 800. We did all they asked us to do and delivered as promised. They removed late payments, some charge offs, eviction and collections. We are still amazed at how awesome this company is. Call them on (310) 879 2541 or email them at LANXCREDITSOLUTION@GMAIL.COM. You also will testify…

    ReplyDelete
  12. Hello there, I have been reading a lot about these credit repair companies and it reminded me of the great job Lanx Credit Solution did for me earlier this year, apparently my fico is still at 765 after 6 months of working with them. Before I contested them my score was as low as 530, had loads of negative items and credit card debts and a Judgement. They helped me tidy it up really good and added some trade lines in it. They are really good at it. Here is their contact just in case in require such service LANXCREDITSOLUTION@GMAIL.COM / +1 (310) 879 2541. Thanks and have a great day.

    ReplyDelete
  13. Do you want a quick, genuine and permanent credit repair? then contact LANX CREDIT SOLUTION via LANXCREDITSOLUTION@GMAIL.COM / call or text (310) 879 2541. I had couple of collections and late payments plus my son’s student loans and some charge offs. My credit score was at the low 560 and needed to get approved for mortgage loan but was denied several times. A colleague told me about this people and how they fixed her credit in 10 days. I was moved so I contacted them on the 2nd OCT 2020 and they fixed my credit before 2 weeks. My score was increased to 790s and the negatives cleared. They promised that the repair is permanent. Big Shout out to them.

    ReplyDelete
  14. Hello everyone, I’m here to announce the good works of HACKNET CREDIT SPECIALIST. For the first time in my life I have never meet such a humble and honest credit specialist like HACKNET. For the past 5years now have been dying with my credit scandal I lost everything including my house, my job, I was left with nothing the whole world seems to end due to my credit report then I meet a friend who referred me to HACKNET that he is the right person to save me from all my troubles after then I contacted him and explained my troubles and we move on with the job, I waited for the couple of days he told me I was surprise when he called asking me to check my credit karma that the deal is done I couldn’t believe what I saw on my report everything was cleaned up including my late payment all marked as paid I got approved for the loans I requested and I’m now on my new apartment. All thanks to HACKNET. You can reach him directly with those contacts
    Email: HACKNET567@GMAIL.COM
    Phone: +1 949 397 8437

    ReplyDelete
  15. Truthfully, taking the decision of contacting a credit repair company was not an easy one, I desperately needed a home, I couldn’t get one due to the evictions and Late payments on my credit, with a very low FICO, I was frustrated and had no choice but try one. Luckily for my I read some very good reviews on LANX CREDIT SOLUTION and decided to contact them. I have never been happier, my FICO was increased to 750 and the late payments and evictions were taken off my report. Superb service I must say!!! You can reach them on LANXCREDITSOLUTION@GMAIL.COM or (310) 879 2541. thanks

    ReplyDelete
  16. I went through divorce recently and let my wife and kids stay in our marital home for a year before we sold it. During that time, I provided her with enough money each month to pay the mortgage and some bills. She unfortunately made several late payments even though she had the money. I was now unable to obtain a mortgage because no lender would work with me even though I had zero debt so I needed an expert that will help me fix my credit so I can be qualified for a mortgage. My uncle told me about a Credit Company that helped him remove medical bills and raised his score to 791 in 4days. I emailed them on RAPIDCREDITREPAIRS@GMAIL.COM and they responds quickly after texting (415) 754-7204. Well I did and eventually got started with the project with them. I was amazed after 4days on how they pulled through for me and removed all my late payments, raising my score to 799. I got the mortgage and all thanks to RAPID and their team for helping me. Contact them with the above email and number.

    ReplyDelete
  17. I and my husband were in need of fixing our credit. We were having eviction along with our daughter and almost 2 year old granddaughter. We were so tired of struggling and paying awful high rent because we couldn’t buy a house as a result of our bad credit. I went online and I read a lot of good reviews about HACKNET CREDIT SPECIALIST so I contacted him via his contacts; HACKNET567@GMAIL.COM (949) 397 8437. I issued out my credit situation to him and he promised to help me fix my credit within 5days. We got started and after 5days he got back to me with good news. He deleted all the nagging public/negative items and eventually raised my score to 803. We bought a new home and we are living happily ever after as a family. I strongly recommend HACKNET for your credit issues. Thank me later

    ReplyDelete
  18. I was having a high score of 675 before the covid19 pandemic started last year and I lost my job as a result of the lockdown and this really affect my financial status things was difficult for me and my family so I and my wife apply for loan it was turned down due to the medical bills and some other collections when I checked my report I found out that my score has dropped to 520 I was surprise because I paid my bills on time so I went ahead searching for help on the internet there I saw HACKNET an expert on credit repairs with nice reviews I called him immediately with his number 949 397 8437 because I really needs his help and explained my worries without wasting time he cleared the medical bills and the collections in items and raised my score to 809 excellent. I got approved for the loan I applied for and we’re happily living well all thanks to HACKNET he is indeed an expert in all rounds. You can also reach him through mail at HACKNET567@GMAIL.COM. Remain blessed and stay safe

    ReplyDelete
  19. I have been working on rebuilding my credit for about the last 18 months but really focused since around July/August. My credit has dipped as low as 530 and currently I’m at around 480. Last year in September I got a secured Discover card with a $500 limit. I use it regularly for gas and pay it off week to week carrying a very small balance. Today I logged into my app to schedule a payment and found they had converted me to a non secured card and downed my credit limit to $300. I was surprise how did this happened to me so I called to confirm they told me it was due to misinformation on my credit report I went to sort out how to get my credit fixed then I came across hacknet567@gmail.com/ +1 949 397 8437 he wiped out the negatives entries Tax liens DMV car loan and boost my score to 805 and raised my credit limit to $2500 within a couple of days I know this is small to some but for me this feels like such a huge milestone. Give him a try now and get a good credit profile.

    ReplyDelete
  20. **SELLING SSN+DOB FULLZ**

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    Contact 24/7

    Email > leads.sellers1212@gmail.com
    Telegram > @leadsupplier
    ICQ > 752822040

    ReplyDelete
  21. **HACKING TOOLS WITH TUTORIALS & FULLZ AVAILABLE**
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    Telegram> @leadsupplier
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    Email> exploit.tools4u@gmail.com

    ReplyDelete
  22. I just have to introduce this hacker that I have been working with him on getting my credit score been boosted across the Equifax, TransUnion and Experian report. He made a lot of good changes on my credit report by erasing all the past eviction, bad collections and DUI off my credit report history and also increased my FICO score above 876 across my three credit bureaus report you can contact him for all kind of hacks . Email him here support@wavedrive.tech go on their website wavedrive.tech for more details,Whatsapp No:+14106350697 if you want to chat them up,One thing i can assure you would not regret this at all he is 100% legit

    ReplyDelete
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    ReplyDelete
  24. PINNACLE CREDIT SPECIALIST has been my saving grace. Going through such a nasty divorce was such a disastrous thing on my credit. I can’t thank PINNACLE CREDIT SPECIALIST enough for taking my credit out of the garbage after my divorce which brought down my credit score to 605 which I already have 10 negative items, credit card loan and eviction. Pinnacle credit specialist has done such an amazing job to help clear all the negative items and restore my credit score to 811. This company has been so professional and so amazing at keeping in touch with me every single step of the way. Thanks, you, PINNACLE CREDIT SPECIALIST I will definitely recommend their service to all my friends and family. Contact them via: pinnaclecreditspecialist@gmail.com / +1 585 466 4373.

    ReplyDelete
  25. I needed assistance on how to fix my credit and perhaps purchase a small condo/townhouse. I had a credit score of 517 across board, 4 hard inquiries (11-6-2019) 3 open accounts (car note, $35,000) and student loans (187,000-greatest mistake of my financial life); 3 negative marks, totaling $7,000-thought of asking for a pay to delete before learned about PINNACLE CREDIT SPECIALIST on MyFico blog. It still seems like a dream but I now have a FICO score of 811 and all hard inquiries, student loan, open accounts erased from my report and every debt now appears as paid on time. I sincerely appreciate the service I got from PINNACLE CREDIT SPECIALIST I encourage everyone who has credit issues to quickly contact them on: pinnaclecreditspecialist@gmail.com / +1 (585) 466 4373.

    ReplyDelete
  26. I was recommended to PINNACLE CREDIT SPECIALIST by a close friend of my family who happens to be realtor in his professional service. I wish more credit companies out there today could learn how to treat customer and get job done professional which is more concerned with he’s customer than anything else. He’s honest, pleasant and encouraging. My credit score is now at 803 excellent credit score and I applied for a new apartment which has been approved. Big thanks to PINNACLE CREDIT SPECIALIST because they’re my saving Angels. I’m highly recommending him to anyone out there who is in need of their services. Text him via: pinnaclecreditspecialist@gmail.com / Mobile +1 (480) 420 8331.

    ReplyDelete
  27. It’s imperative that I tell you this. You guys have to note that not all those out there who pose to be hackers are real. Creditors kept coming after me and putting all to my credit report; this really caught up with me and kept drowning my credit score. My score was 510 and all my cards were maxed out. I have been on a search on how to take off eviction from my public records and most people on different forums kept talking about a professional but they were all fakes until my Grandpa introduced me to what he referred to as “the best and reliable hackers PINNACLE CREDIT SPECIALIST” I emailed them on PINNACLECREDITSPECIALIST@GMAIL.COM. They gave me some instructions which I followed, it’s been 4 working days since I subscribed to their services and my score has been increased to 809, all the negatives are gone. I’ve been crying tears of joy. You can as well reach +1 480-420-8331. 

    ReplyDelete
  28. Happy Xmas and new year in advance!!! Don’t forget to repair your credit report for the future of your family, I advise you to get to PINNACLE CREDIT SPECIALIST for your credit report fixed. He’s really real and legit in all cases. He helped me remove hard inquiries and raise my credit score to 801 excellent within a few days. He contacted me and told me to go check my credit report and I was qualified for everything. I’m so happy because PINNACLE has made Xmas the nicest one ever, he helped me apply for a loan of $45,000 which has been approved. With this I can be able to take my grandkids anywhere they want to.  Contact them via: PINNACLECREDITSPECIALIST@GMAIL.COM OR call on +1 (480) 820 8331. 

    ReplyDelete
  29. PINNACLE CREDIT SPECIALIST is an awesome company and offers very services! All my negative items are gone within 48 hours from my credit report. PINNACLE CREDIT SPECIALIST helped me delete all the errors from my credit reports, also increased my credit score from 516 to 813. They also cleared all my credit card debts including student loans from my report. Highly recommend them to everyone who wants to fix their credit report. Very considerate in price and moreover. Contact them on: PINNACLECREDITSPECIALIST@GMAIL.COM OR CALL ON +1 (480) 420-8331.

    ReplyDelete
  30. Went through a divorce and found out that my ex trashed my credit. In December when I took back over my financial life. I was ruined 533 FICO 8, all accounts were late, over limit, mostly charge offs. Debt was worth of $60K. immediately put a plan of action by contacting : PINNACLECREDITSPECIALIST@GMAIL.COM they helped me fixed my credit report by increasing my credit score. And also applied a loan for me which I used to pay off my attorney and payments to settle all charge off accounts. Negotiation took place with PINNACLE CREDIT SPECIALIST to save my seriously delinquent, open credit account. That proved successful, thank you PINNACLE CREDIT SPECIALIST! Opened a Discover $500 secured card. Paid off two car notes at the same time. The last $5,000 charge off account that I settled just updated on my reports today. December 2022 FICO 8 was 533, today I hit 806……. I am so **bleep** excited! On a whim I just checked to see if I could get approved for an AMEX Delta card…... YES! Approved for $6,000. Thank you PINNACLE CREDIT SPECIALIST for all this amazing message board! You can CALL or TEXT on: +1 (480) 420-8331.

    ReplyDelete
  31. It’s good to take risks sometimes. I’ve realized that people who do great exploits are people who take risks. Nothing good comes or happens easily. You may be battling with your bad credit, negative items and different bills but if care is not taken depression might set in. I want to introduce PINNACLE CREDIT SPECIALIST to you guys and trust me, he’s going to help you fix your credit ASAP. He’ll delete all the negative items and boast your credit. He boasted about my credit score from 580 to 807 within a few days. I read about them on CREDIT KARMA and discovered that they’re not one of those usual companies, so I contacted them via: PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (480) 420 8331. I’m forever grateful to PINNACLE CREDIT SPECIALIST. I wish I could say everything here which is not possible but all I know is that they can be trusted. 

    ReplyDelete
  32. After going through car repossession and foreclosure in 2020, my credit score dropped to Equifax: 509, TransUnion: 501. All attempts to get my credit back to a good rating didn’t yield positive results. Just last month while I was browsing a credit blog, I came across a comment by Laura on how she got her credit fixed by PINNACLE CREDIT SPECIALIST. Immediately, I reached out to PINNACLE CREDIT SPECIALIST and asked if he could help fix my credit score too. He responded positively and I had to subscribe to his services. On checking my credit report after 6 days, my score had skyrocketed to Equifax: 806, TransUnion: 811. I also noticed that the car repossession, foreclosure, hard inquiries, and late payments on my credit report have been removed. What an awesome service! Here’s his contact info if you need his services; EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM / (480) 420-8331. 

    ReplyDelete
  33. Love the service PINNACLE CREDIT SPECIALIST. Their service is affordably priced and you get even more than what you deserve! I also highly recommend him for all kinds of credit repair and hacking services. I don’t often write reviews but PINNACLE CREDIT SPECIALIST blasted my mind after so many credit firms toyed with me for years and screwed me up. I finally got my credit fixed through his help. You too can get yours done. Quickly contact PINNACLE CREDIT SPECIALIST via: PINNACLECREDITSPECIALIST@GMAIL.COM or Text (323) 406 1225. 

    ReplyDelete
  34. I have old medical bills on my credit report but they have no account numbers and other information that I don’t know of. How do I dispute them out of my credit? My fiancée has stuff on his credit report from 2020 but we can’t get them removed not until we came across PINNACLE CREDIT SPECIALIST the anonymous hacker from a blog who bypass into the 3 credit bureaus and clear off both student loan including negative report on time payment and more before he increased my credit screw up to 800+ within a week. Contact PINNACLE ASAP        for more about credit issues and more on his email: PINNACLECREDITSPECIALIST@GMAIL.COM or +1 (323) 406-1225.

    ReplyDelete
  35. Despite the fact bad credit report prevented me from getting loan on time and losing jobs: my happiness still remains that the problems was given complete solution by this great hacker called PINNACLE CREDIT SPECIALIST, after explaining the problems I was facing to my best friend called Maria, she decided to introduce me to PINNACLE CREDIT SPECIALIST. Immediately I contacted them via: PINNACLECREDITSPECIALIST@GMAIL.COM and as well texted +1 (323) 406 1225. Through his great effort my credit was fixed and all negative items on my credit report were deleted, my score was boosted from 528 to 802, I think the best step to take is to contact them and remain happy. 

    ReplyDelete
  36. I needed help! My husband was diagnosed with bladder cancer 2 years ago and my charge cards were unable to keep up with my medical bills for my health along with a few other negative marks. I tried to work on my negative marks and hard inquiries without success. I read about PINNACLE CREDIT SPECIALIST on this platform and I took the risk because I was scared of trusting a huge amount of money and my information to a total stranger but I decided to give him a try. I’m marveled by the result I got afterwards. Everything is now at an excellent rate and my score raised to 809 within 6 days. Contact; PINNACLECREDITSPECIALIST@GMAIL.COM or Call +1 (323) 406 1225. GOODLUCK. 

    ReplyDelete
  37. I’m writing this review in appreciation to this great credit specialist called PINNACLE CREDIT SPECIALIST I can’t stop thanking them for the good job they did on my credit. I had been suffering from financial bondage until I met them. They promised to turn my situation around and they kept their promise. Every negative item on my credit report (Hard inquiries, late payments, credit card debts and charge-off) has been cleared and my score raised to 809 within 12days. Contact info Email: PINNACLECREDITSPECIALIST@GMAIL.COM / Telephone: (323) 406 1225. 

    ReplyDelete
  38. If I can give some of these companies, I see here 0 star I would! They did not help my credit WHATSOEVER. Each round was not the estimated time frame in fact they were longer. They instructed me to open a credit card they recommended which I did but did not help. They couldn’t delete ANYTHING, NOT ONE THING OFF of my reports and in fact everything was just verified. Their systems couldn’t fight up against the creditors. I wasted my money and time!!! When I asked for a refund after 6 months and not even COMPLETING ROUND 3, they ignored me!! Until a friend directed me to contact PINNACLE CREDIT SPECIALIST, I tell you I didn’t regret adhering to that humble advice. I’m better now and my credit score is in high 800s and all the derogatories have been expunged from my report. You can contact: PINNACLECREDITSPECIALIST@GMAIL.COM or CALL (323) 406 1225.

    ReplyDelete
  39. I want to take a moment to appreciate PINNACLE CREDIT SPECIALIST for all they do for humanity. Yes, I say humanity because I have been a victim of a scam where they ripped my money off without doing anything. PINNACLE CREDIT SPECIALIST changed the narrative by fixing my credit in less than 6 days. Credit card debts, student loan, collections and medical bills were cleared and my score was raised to 805 within this time frame. What else can I say than to tell the whole person who cares to fix their credit to go with PINNACLECREDITSPECIALIST@GMAIL.COM or CALL +1 (323) 406 1225. Cheers.

    ReplyDelete
  40. I was wondering how possible it is to raise a score from low 500 to 800+ until I came in contact with PINNACLE CREDIT SPECIALIST who helped me clean up all the mess in my credit report and raised my score to 811 in about 6 days. That’s incredible right? Yes, I was once in that thought. You can contact him ASAP for more enquiries on how to fix your credit. EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM / PHONE: +1 (323) 406 1225.

    ReplyDelete
  41. Hi I’m Grace here in GA. After having multiple bad experiences with credit repair companies and figuring out the credit score they told me they boosted was actually false and the negative items on my report wasn’t cleaned I tried PINNACLE CREDIT SPECIALIST… I want to publicly appreciate PINNACLE CREDIT SPECIALIST for the effort of helping me to increase my credit score when I was suffering from low credit score 511 and was unable to meet up to my standard level. My score suddenly shot up 811 within 6 days. I met this Dude on CK and I contacted him: PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (323) 406-1225. Sincerely I’m pleased after everything he did for me. He didn’t charge so much but delivered on his part. Contact him for all sorts of credit repair, he will be willing to help you. 

    ReplyDelete
  42. I had a stroke at 40 years old and have not been able to work for 2 years with a low probability of ever returning to full-work. I was without income for 18 months until I finally received my employer LTD benefit (less 30% legal fees). I have not been able to keep up with credit card payments for the past years (had no idea Cigna would give me the runaround like they did). However, I received a lump sum back payment plus a monthly recurring payment of 60% of my previous income. I was not sure if I should settle my credit cards at this point. I owed Chase B of A, Discover and Citi. Chase is by far the largest balance of Approx. $20k. I have explored bankruptcy, but I have some income producing real estate assets I cannot protect and even my paid vehicle is above the state limit for exemption. While I was researching credit repair I read good reviews about PINNACLE CREDIT SPECIALIST and decided to cast my burden upon PINNACLE CREDIT SPECIALIST. The good news is that they fixed my credit in less than 6 days and cleaned up the negative items from my report including the debt I owed. I don’t know how to appreciate PINNACLE enough. Here is the contact: (323) 406-1225. EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  43. Cryptocurrency Scam/Fraud Tracing & Recovery
    I never thought I would get scammed of all my assets on this exchange which I was warned by friends to keep off the exchange, they stole all my life saving the total funds of $88k worth of bitcoin. I couldn’t believe bitcoin could ever be recovered, all thanks to a kind hearted team of Recovery Masters they just offered me top notch services and they are capable of offering hacking services of any sort.
      To that one person or persons out there who really need a true and efficient hacker I would advise you to contact Recovery Masters via  Email:  (Recoverymasters@email.cz)  Whatsapp +1(551) 202-23-35
    Wesite: https://recoverymasters.wixsite.com/recoverymasters 

    ReplyDelete
  44. With the help of PINNACLE CREDIT SPECIALIST, I’ve been able to rebuild my credit and turned everything around. I’ve been on the upswing of things for about a month now. No more Negative accounts on my report, no late payments, no charge-offs. I did have some charge-offs back in 2022 and earlier this year, none now. The charge-offs were over $3K. This company has helped me raise my credit score from ~600 to 804 Excellent score. We’ve purchased our home. No lates, no worries. I recently applied for the Apple card obtaining the 4.15% Apple savings account and much to my surprise I’ve been approved. BIG THANK to PINNACLE CREDIT SPECIALIST for giving me an Excellent credit score and a perfect credit report. Hit them on Email: PINNACLECREDITSPECIALIST@GMAIL.COM or CALL +1 (323) 406 1225. 

    ReplyDelete
  45. My best friend said I deserve a new car. I told him I was waiting to clean up my bad credit report due to my medically induced bankruptcy in 2016, I have 8 student loans totaling about $37k. Each is about $1K-5K. I didn’t want a high interest rate. He came up with the Idea to contact PINNACLE CREDIT SPECIALIST for help. I told him I’d think about it. A couple of months later, he’s dragging me out and I’m buying a new car. I went to a couple of dealerships in the panhandle Area, but I got rejected due to my low credit score of 640 and unclean credit report. After feeling uneasy and disappointed, I got no other choice than to contact PINNACLE CREDIT SPECIALIST for help. Boom!!! Huge shoutout to PINNACLE CREDIT SPECIALIST for making my experience a simple one. They cleaned up my credit report and gave me an Excellent score of 809 within 6 days. The good NEWS is that I went to the same dealership which was rejected. Now I’ve been approved of the Nissan Pathfinder car. Having a reliable car is something I’ve wanted for so long and now. Congrats to me on my New Car! HUGE thanks to PINNACLE they did it all. You can get them by email: PINNACLECREDITSPECIALIST@GMAIL.COM or Call them on +1 (323) 406 1225. GOODLUCK!!!! 

    ReplyDelete
  46. My husband and I went to buy a house this year (for the first time). We started making changes in our credit history late last year but to no avail. Current score was 616 (me) and 605 (him). We tried getting it higher on our own way but it didn't work out. No negative other than 3 missed school loan payments from me (2017), I did not know they went into repayment. We have about 9k (51% usage) in credit card debt. We have a car loan (18k total). I have 50k in student loans. I implore you to get in touch with PINNACLECREDITSPECIALIST@GMAIL.COM OR +1 (872) 265 2951. He promised to fix my report within 6 days. He got my score up to 804 (me) 811 (him) and also all the negative items and credit card debt has been gone. Now we’re eligible to buy a house. His fee is very affordable and he always keeps to his word and time frame.  

    ReplyDelete
  47. I had about 195k in debt. Most of it is my mortgage and 2 car loans. I was wanting to pay off the rest of my debt to make it easier to pay my car loan and mortgage so that my credit score can go high. All this debt did a serious harm to my credit profile, my credit score dropped to 526. I was at an all-time low, then ran to a friend and narrated everything to him then he introduced me to PINNACLE CREDIT SPECIALIST who happens to be a CREDIT SCORE hacker. Within 6 days, he raised my credit score to 802 across board and deleted all the debt from my credit report and replaced them with beautiful trade lines. I’m ever grateful and indebted to him for such a discreet service. WRITE HIM ON: PINNACLECREDITSPECIALIST@GMAIL.COM / TEXT HIM: +1 (872) 265 2951. And consider your job done. 

    ReplyDelete
  48. Just want to share how I fixed my bad credit to an excellent credit. 2 years ago I was battling with issues of low credit, which made my life so miserable. I had a credit score of 601 (TransUnion), 580 (Equifax), 530 (Experian). I applied for an auto loan for the first time but was not approved due to my low credit score. No company agreed to employ me. There’s this special joy in my heart after I found PINNACLE CREDIT SPECIALIST, my pastor recommending him after I explained to him about my credit situation. I contacted him explaining my credit problems. Duly he came up with a resounding proposal and guaranteed me of an EXCELLENT credit score of 811 (TransUnion), 803 (Equifax) and 815(Experian) which he did within 6 days. I got approved of my car and most especially got myself together. I strongly recommend him for your credit fix. Contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (872) 265 2951.

    ReplyDelete
  49. I recently have had a lot of issues with my credit score and I have tried a lot of different programs and none of them really helped me as PINNACLE CREDIT SPECIALIST. I contacted them and they helped me step by step and I’m really thankful for their effort and service. I have recommended them to my friends and family. I also recommend everyone else to give them a try! You won’t regret it! Hit them by email: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  50. I was searching the internet for places to restore my credit. I inquired about this company called PINNACLE CREDIT SPECIALIST and was called back immediately…even while on their site. Their policy for communication is outstanding. I spoke with PINNACLE CREDIT SPECIALIST who was exceptionally professional and knowledgeable about the arena of credit repair…if you want a timely and immediate response to your inquiry…this is the right place. If you want a professional hacker who can help you raise your credit score within a few days, PINNACLE CREDIT SPECIALIST has the best credit hacker. My wife and I have an excellent credit profile now. All thanks to PINNACLE CREDIT SPECIALIST. Try this company and you’ll never regret it. Contact them by email: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  51. Hey Guys, my name is John Stimson, I applied for a house in Illinois but was not approved due to a bad credit report. my credit score was TU 503, EQ 530 EX 557 with Bankruptcy and debt, Criminal record, DUI and DWI on my credit report I was in church when a lady was talking about PINNACLE CREDIT SPECIALIST how they cleared her debt and increased her credit score I never believed what she said, but decided to give them a try. I contacted them for a quick credit repair, which I got a response immediately. Before they started working on my credit, they explained to me how the process goes, how many days it’ll take to get my credit fixed. To be sincere PINNACLE CREDIT SPECIALIST blew my mind I never expected such an amazing result from them. They increased my credit score to TU 811, EQ 806, EX 809. They also gave me a new credit report. Bankruptcy and debt have been cleared from my credit report, all negative items removed completely from my credit report. all this happened within 6 days. They are the best credit repair company. Hit them via: PINNACLECREDITSPECIALIST@GMAIL.COM

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  52. Thank you PINNACLE CREDIT SPECIALIST for all you do, I got a new credit card limit of $24K with a massive trade line on my credit report. I was suffering from a low FICO SCORE 477 and was unable to meet up my financial requirement. PINNACLE CREDIT SPECIALIST came to my rescue. He helped me raise my FICO SCORE to 811 excellent score. He also deleted my past eviction and bankruptcy off my report within 6 days. He always delivers good services. Here is his contact info: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  53. I needed to repair my credit quickly. My divorce is final and debt was in my name. I was ordered to pay off the bills since the bills were in my name. So I had about $35K in unpaid credit card debt, I became confused and worried. I don't know where to start, but I only have 6 months to refinance my car and 1 year to refinance my house. I began searching for help over the internet on how to fix my credit. So I saw PINNACLE CREDIT SPECIALIST reviews all over the internet and like wow who’s this guy. I decided to take the risk even when I was still afraid. It's good to take risks sometimes. I've realized that people who do exploits are people who take risks. I contacted this guy and he explained to me everything about credit repair and how it works. I got excited. I learnt a lot from him. He increased my credit score to 811 (TransUnion) 809 (Equifax) 805 (Experian). He also removed all negative items and credit card debt from my credit report. I was able to apply for a new credit card with a higher limit which has been approved. All this happened so quickly within 6 days. All thanks to PINNACLE CREDIT SPECIALIST. You can get them on: PINNACLECREDITSPECIALIST@GMAIL.COM I sincerely recommend them.

    ReplyDelete
  54. My credit score was stagnant at around 560 for TU, EX and EQ. Currently, I was waiting for my charge off and late payment to fall off. My credit goal is 780, which is 220 points from where I was. I was wondering if it was possible to increase my score by 220 points because of the late payments and charge off on my credit report. Until a friend directed me to PINNACLE CREDIT SPECIALIST, I tell you I didn’t regret adhering to that advice to repair my credit. I’m better now and my credit score is 800s across board and all late payment and charge off has been removed permanently from my credit report. You too can contact them: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  55. I can testify to a great service from PINNACLE CREDIT SPECIALIST about credit repair. I had some inquiries, 2 late payments and my collection. I also had bankruptcy that came off in December with a low credit score of 561.  Even disputed it with Peter from Clerk but to no avail. I was in a terrible situation that I needed to repair my credit. I came across this great credit specialist called PINNACLE CREDIT SPECIALIST on this forum, with so many amazing reviews. I contacted them but I never believed them until they proved me wrong, by removing all late payments, inquiries and collection from my credit report, I also increased my credit score to 811 excellent standards. I now have a clean credit report. Contact him now for help: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  56. In today's financially-driven world, credit plays a vital role in shaping our financial futures. A good credit score can open doors to opportunities such as securing loans, obtaining favourable interest rates, and even influencing job prospects. However, individuals often find themselves facing credit issues due to various reasons. This has led to the emergence of credit repair companies and specialists who claim to help individuals regain control over their credit scores. I’ll analyse the effectiveness of credit repair companies and specialists, emphasizing Pinnacle Credit Specialist as an organization that truly delivers results.
    1. Understanding Credit Repair:
    Credit repair involves the process of improving an individual's creditworthiness and credit score by identifying and rectifying inaccuracies, errors, and negative items on their credit reports. Credit repair companies and specialists possess the expertise and knowledge required to navigate complex credit systems and guide individuals towards credit improvement.
    2. The Effectiveness of Credit Repair Companies:
    While scepticism may surround the credit repair industry, there are ample success stories that testify to the effectiveness of credit repair. Reputable companies like PINNACLE CREDIT SPECIALIST have consistently helped countless individuals recover from financial setbacks, improve their credit scores, and restore their financial stability. Through their proven methodologies and personalized strategies, PINNACLE CREDIT SPECIALIST can make a significant difference in an individual's credit journey.
    3. Expertise and Specialization at PINNACLE CREDIT SPECIALIST:
    PINNACLE CREDIT SPECIALIST is an exemplary credit repair company that stands out in the industry due to its commitment to excellence. With years of experience and a team of skilled professionals, they possess deep knowledge of credit reporting laws and regulations. This expertise allows them to challenge questionable items on credit reports, negotiate with creditors, and remove inaccuracies that may be holding individuals back from achieving a good credit score.
    4. Tailored Solutions for Every Situation:
    Each individual's credit situation is unique, and PINNACLE CREDIT SPECIALIST recognizes this by providing personalized solutions. Through careful analysis of credit reports, they create customized plans of action designed to address specific credit issues. Whether it's removing late payments, erroneous collections, or other negative marks, PINNACLE CREDIT SPECIALIST offers a comprehensive approach that gives individuals the best chance at credit restoration.
    5. Trust and Positive Testimonials:
    A credit repair company's reputation is crucial in determining its credibility. PINNACLE CREDIT SPECIALIST has earned trust through its stellar track record of success stories from satisfied clients. Numerous testimonials highlight their ability to improve credit scores significantly, often in a shorter time frame than individuals could achieve on their own. Such positive feedback strengthens the argument that PINNACLE CREDIT SPECIALIST are indeed capable of fixing credit and are worth considering.
    PINNACLE CREDIT SPECIALIST have proven their ability to fix credit by delivering concrete results. While there may be unscrupulous entities within the industry, it is essential to recognize and recommend companies like PINNACLE CREDIT SPECIALIST that genuinely make a positive impact on the lives of individuals struggling with credit issues. Their expertise, tailored solutions, and strong reputation demonstrate the effectiveness of credit repair companies in empowering individuals to reclaim their financial well-being. Therefore, for those seeking credit improvement, considering PINNACLE CREDIT SPECIALIST as a partner is a wise decision.

    CONTACT THEM BY EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete

  57. In today's digital age, where financial transactions are predominantly conducted online, the issue of credit score security has become increasingly important. With the rise of hackers and their ability to exploit vulnerabilities in technology systems, a question arises: can a hacker really fix a credit score? This passage aims to explore this topic and provide an answer, while also recommending the services of PINNACLE CREDIT SOLUTION as a reliable solution.

    1. Understanding the Role of Hackers:
    Hackers are individuals with advanced computer skills who possess a deep understanding of technology systems' vulnerabilities. They can infiltrate these systems, gain unauthorized access, and manipulate data. While hacking is typically associated with malicious activities, there are ethical hackers known as "white-hat" or "ethical" hackers who use their skills to identify system vulnerabilities and help improve cybersecurity.

    2. Credit Score Manipulation:
    A credit score is a numerical representation of an individual's creditworthiness, based on various factors such as payment history, outstanding debts, and credit utilization. Hackers may attempt to manipulate credit scores by tampering with these factors, such as erasing negative payment history or reducing outstanding debts.

    3. The Role of PINNACLE CREDIT SPECIALIST:
    PINNACLE CREDIT SPECIALIST is a reputed credit repair company known for its expertise in improving credit scores. While the term "hacker" may have negative connotations, PINNACLE CREDIT SPECIALIST employs a team of professionals skilled in navigating legal processes to dispute inaccuracies and inconsistencies in credit reports. Their services align with legal frameworks and regulations, ensuring a safe and secure approach to credit repair.

    4. Why PINNACLE CREDIT SPECIALIST?
    PINNACLE CREDIT SPECIALIST offer comprehensive credit repair solutions that address the underlying issues affecting credit scores. Their methods involve thorough analysis of credit reports, identification of inaccuracies or errors, and initiation of dispute processes with credit bureaus. Through these lawful means, PINNACLE CREDIT SPECIALIST have helped numerous individuals improve their creditworthiness and achieve their financial goals.

    5. Recommendations and Conclusion:
    Based on the research conducted, it is possible for a hacker, such as PINNACLE CREDIT SPECIALIST, to genuinely fix credit scores. However, it is imperative to emphasize the importance of adhering to legal practices and regulations. Engaging the services of a reputable and experienced credit repair company like PINNACLE CREDIT SPECIALIST ensures a legitimate approach to credit score improvement.

    Ultimately, enhancing one's credit score is a complex process that requires expertise and a deep understanding of credit reporting systems. While the notion of a hacker fixing credit scores may seem unconventional, companies like PINNACLE CREDIT SPECIALIST have proven themselves to be trustworthy and effective in providing legitimate credit repair solutions.

    HIT THEM BY EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  58. Having a good credit score is crucial for financial stability and access to various opportunities. However, many individuals encounter difficulties when it comes to repairing their damaged credit history. This has led to the proliferation of credit repair companies that promise to restore creditworthiness. One such company is PINNACLE CREDIT SPECIALIST. This article aims to explore the question: Is PINNACLE CREDIT SPECIALIST the best credit repair company? Throughout the discussion, we will analyse the company's services, customer feedback, and industry reputation to arrive at a definitive answer.


    Services Offered by PINNACLE CREDIT SPECIALIST:
    PINNACLE CREDIT SPECIALIST offers a range of services aimed at helping individuals repair their credit. These services include credit report analysis, dispute filing, debt negotiation, and credit education. Each service is intended to address different aspects of credit repair, showcasing the company's comprehensive approach to resolving clients' credit issues.

    Customer Feedback:
    To determine the effectiveness of PINNACLE CREDIT SPECIALIST, it is essential to examine the experiences of its customers. Online reviews and testimonials offer insight into the quality of service provided. Numerous positive reviews highlight the company's commitment to customer satisfaction, praising its prompt responses, knowledgeable staff, and successful credit repair outcomes. These testimonials demonstrate that PINNACLE CREDIT SPECIALIST has consistently delivered positive results for its clients.

    Industry Reputation:
    Another aspect to consider when evaluating a credit repair company is its reputation within the industry. PINNACLE CREDIT SPECIALIST has established itself as a trustworthy and reliable organization. It adheres to industry regulations and follows ethical practices, ensuring clients' interests are protected. The company has also received recognition and awards for its exceptional service, further solidifying its reputation within the credit repair industry.

    Track Record of Success:
    A vital factor in determining the best credit repair company is its track record of success. PINNACLE CREDIT SPECIALIST has a proven history of helping clients improve their credit scores and financial well-being. By providing personalized strategies for each client's unique situation, they have consistently achieved remarkable results. This effectiveness distinguishes PINNACLE CREDIT SPECIALIST as a leader in the credit repair industry.



    Based on an analysis of PINNACLE CREDIT SPECIALIST's services, customer feedback, reputation, and track record of success, it can be confidently asserted that PINNACLE CREDIT SPECIALIST is indeed one of the best credit repair companies available. The company's comprehensive range of credit repair services, positive customer testimonials, strong industry reputation, and successful outcomes demonstrate its commitment to assisting individuals in achieving financial stability.

    ReplyDelete
  59. Hi,
    Previously I’ve been trying to improve my credit score to qualify for an FHA mortgage. I was trying to make this happen, I’m on a month to month lease so it wouldn’t require a last minute hassle to move. Plus, my apartment was moldy and flooded. I’ve been working with a lender agent who has done a soft pull to look at my credit and suggested I contact PINNACLE CREDIT SPECIALIST because my credit score was low. I was at TransUnion 520, Equifax 532 and Experian 560. He said I need to be at least 700 to qualify. I don’t often write reviews but PINNACLE CREDIT SPECIALIST blew my mind after so many credit firms toyed with me and screwed me up. He finally got my credit fixed. He increased my credit score to TransUnion 806, Equifax 802 and Experian 811. He also played off the 2 Midland collections on my credit report. I’m now qualified for an FHA mortgage; I’m so excited all thanks to PINNACLE CREDIT SPECIALIST. You can do yours. Quickly contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  60. In today's financial landscape, maintaining a good credit score is of utmost importance. However, unforeseen circumstances or poor financial decisions can lead to a decline in one's creditworthiness. In such situations, it becomes essential to seek help from professionals who can assist in repairing and improving credit scores. PINNACLE CREDIT SPECIALIST, a renowned credit repair organization, stands as a reliable option for individuals seeking assistance in this domain.
     
    Understanding Credit Repair:
    Credit repair refers to the process of improving one's creditworthiness by rectifying errors, disputing inaccuracies, and adopting strategies to enhance credit scores. It is a complex process that requires expertise and knowledge. While some individuals might attempt to repair their credit independently, consulting professionals like PINNACLE CREDIT SPECIALIST can provide expert guidance and ensure a more effective outcome.
     
    PINNACLE CREDIT SPECIALIST- A Trusted Solution:
    PINNACLE CREDIT SPECIALIST has established itself as an industry leader in credit repair services. With a team of experienced professionals, they offer comprehensive solutions tailored to individual needs. Their expertise lies in analyzing credit reports, identifying discrepancies, and formulating effective strategies to address them. By leveraging their knowledge of credit bureaus, laws, and regulations, PINNACLE CREDIT SPECIALIST assists clients in their journey towards credit restoration.
     
    The Benefits of Choosing PINNACLE CREDIT SPECIALIST:
    a. Expert Guidance: PINNACLE CREDIT SPECIALIST offers personalized advice and assistance, helping individuals navigate the complexities of credit repair. Their expertise ensures that the necessary steps are taken to rectify inaccuracies and ultimately improve credit scores.
    b. Tailored Strategies: Recognizing that every credit repair case is unique, PINNACLE CREDIT SPECIALIST devises customized strategies that align with clients' specific situations. This personalized approach increases the likelihood of successful credit restoration.
    c. Legal Compliance: PINNACLE CREDIT SPECIALIST operates within the legal framework governing credit repair services, ensuring that all actions taken are in compliance with relevant laws and regulations. This adherence to legal guidelines provides clients with peace of mind throughout the credit repair process.
     
    When seeking professional assistance to repair credit, consulting an established organization like PINNACLE CREDIT SPECIALIST can prove to be a prudent decision. Their expertise, tailored strategies, and commitment to legal compliance make them a reliable ally for individuals looking to improve their credit scores.
    You Can Contact them via: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  61. Hello,
    I’m almost 3 years post a chapter 7 bankruptcy. Earlier this year I was sitting around 588 on Experian Fico8. My car lease was paid and instead of going for another I just turned it in and shared a vehicle with my spouse since we both work from home. I had 3 cards at the time, 2 cap one quicksilver and 1 starter card credit one which had an annual fee. I canceled that card. My score dropped 40 points and has pretty much been stuck the last 4+ months. I signed up for PINNACLE CREDIT SPECIALIST to BOOST my credit score. Within 6 days of signing up to their service they helped me increase my score to 811. All negative items have been wiped off my credit report including my bankruptcy. I’m happy now I now have a clean credit report with an exceptional credit score. All thanks to PINNACLE CREDIT SPECIALIST, they’re my helping Angel. You can reach them via: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  62. I’m 34 and I swallowed my pride to get to the I’m stage today. All thanks to PINNACLE CREDIT SPECIALIST. I had medical issues ongoing for 6 months back in early 2022. I was a freelancer who made good active money as a real estate photographer but had to sell my equipment and max out saving, my cards and a loan just for rent and bills. I moved back in with my family to cancel my debt and start over with school. My lease is up at the end of September $2,300. My Dad said I can pay rent starting in October and then go to debt. I barely made it. $2,700 a month at my 9 to 5. My credit score went from 740 to 535. Total debt $12,500. I needed help badly. I started seeking advice on what to do about these debts so that my credit score can go back to 700s not until I came across PINNACLE CREDIT SPECIALIST from this forum who bypass into the 3 credit bureaus and clear off my debts and more before he increased my credit screw up to 800+ with 6 days. Contact PINNACLE CREDIT SPECIALIST ASAP for more about credit issues and more on his email: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  63. I am 21 years old, and I graduated college in May 2023. When I started college, I didn't have the credit history to obtain a private student loan for tuition expenses, and I didn't know anyone who would co-sign for me -- and my parents weren't in the position to do so either. Having a decent job at the time, I had the 'bright idea' to obtain a personal loan through my credit union (Founders FCU in SC) to pay for my tuition expenses. Each year I borrowed a little more to pay for each semester -- the loan ended up reaching a whopping $10,000. My credit union also talked me into applying for a credit card -- which I did and had a limit of $5,000. My fall semester of college I lost the job I had throughout college, and having no income until my internship started the next summer, I wasn't able to make the payments and they eventually went into charge off status. Also, during my Junior year in college, my grandmother needed a loan for medical expenses, and her credit was not good enough to qualify on her own, I agreed to co-sign for her, which was dumb, I know. It was a smaller open line of credit ($2,500) at State Employees Credit Union in NC. Around 6 months in, she couldn't make the payments, so I paid it off for her. Unknown to me, she took out an advance on the line right before she passed, and I found out shortly after and was stuck with the bill, and that did not help with the fact that I had lost my job and was already drowning in debt that I could not pay. That account went into charged off status as well shortly after. I have been in a relationship for a couple years, we recently moved in together, and the struggle of being approved as a co-applicant due to my credit made me realize that I needed to get my credit back in shape. It's easy to give up and forget about it, but I know that in the next 3-5 years we will want to buy a house, and I don't want to be the one who makes it difficult because I haven't addressed my credit situation. I have attempted a settlement and payment arrangement with Founders FCU and they have surprisingly been very difficult to work with -- they will not settle and will not make a payment arrangement with me. They also told me that they have filed a judgement. The loan through Founders is still accruing interest as well, but the credit card is not. I got a secured loan through NFCU in March for $300 at a 6-month term, after that a friend of mine who is an attorney recommended PINNACLE CREDIT SPECIALIST to me, which I quickly contacted and explained my predicament to them. They gave me 100% assurance that they’ll bring my credit back to shape. Within 6 days they made my State Employees line of credit reporting as paid and some of my debts marked as paid which boosted my score to an excellent score. Mohela student loan no longer appears on my credit report. All thanks to PINNACLE CREDIT SPECIALIST for helping me gain my happiness back, I sincerely recommend them. Hit them up on email: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  64. Hello all. First time posting here.
     Wanted to share my experience with PINNACLE CREDIT SPECIALIST. Back in April I left a dead-end salary job and I had 16k of debt across 5 cards. My scores had tanked from the 750 range to the low 500s. Got a new job in mid-April, and laid out a plan to pay off 1 card per month but my credit score didn’t increase. Working with a legit hacker is very rare until I came across PINNACLE CREDIT SPECIALIST on this forum about helping people to fix their credit report. So I gave him the job. To be sincere I was sceptical at first when he told me not to worry that they’re going to fix my credit first before I make payment for their service. He brought my credit report up to speed, increased my credit score to 811 and removed all the negative items. I'm so happy to put down this review to tell you about the good news. Go for the best hacker alive. Contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  65. I was riding high enjoying my score when I got a collection notice for “Brightspeed” which I had never heard of for a little over $100. Long story short I found out that Brightspeed was a CenturyLink-a DSL provider that I ditched shortly after the consent of the Pandemic in favor of Comcast for the internet as video conferencing over DSL was impossible. Fast forward to three years later they came that I never paid my last bill or something to that effect. I got maybe two letters and a couple of phone calls and had intention on making them work for it by sending a dispute letter. Then I got busy and never did. I got an alert that my score had changed and when I logged in it felt like a punch. My credit report is full of flaws which also brought down my credit score. I needed a credit repair company to help me boost my score until a friend mentioned to me PINNACLE CREDIT SPECIALIST. I’m not good at telling stories but permit me to share my experience with PINNACLE CREDIT SPECIALIST, so I contacted PINNACLE I explained to him about all the negative items on my report with total debt. He said to me: Yes! I can fix it in 6 days! I was excited. I’m now excited that my credit score has been increased to 811 across the credit board, He went ahead to add positive trade lines to my report and cleared the debts I heard. Contact them via: PINNACLECREDITSPECIALIST@GMAIL.COM I’m saying all this here because I don’t think anyone deserves to miss the train; Or won’t you want to end the bad credit you got? Do let him know I referred you. Thanks  

    ReplyDelete
  66. Hello everyone I want to sincerely appreciate PINNACLE CREDIT SPECIALIST for the dedication and time they put on working my credit. I needed help. My FICO mortgage scores were 510, 518, 557. All my FICO 8s are between 600-626. All credit cards, student loans, and a car have been paid on time for the last 4 years, with the exception of 1 late payment to Capital One and they will not budge to remove it. I have 6 old Cos that will fall off in 2025, and I have a collection from Jefferson Capital for $5400 for a car that was turned in back in 2018. I have disputed all these items several times with no luck. When I asked for proof that Jefferson legally had the right to collect this debt, since I had also received notices in the mail from 3 other collection agencies for the same debt. Each time all I got in response from the bureaus was a statement that the information was validated. I desperately needed help to raise my FICO 5, 4, and 2 ASAP. Until I read about PINNACLE CREDIT SPECIALIST, I contacted them after reading some testimonies about them. They ran my credit report, analysed the credit score and determined which action will have the greatest impact. They raised my credit score to 806 and deleted all negative items on my credit report within 6 days. They made it work and I have a clean credit profile now. My heart is full of gratitude. You can reach them by email: PINNACLECREDITSPECIALIST@GMAIL.COM

    ReplyDelete
  67. I had a 2 years personal unsecured loan with CU. I paid it off in 1.5 years. Here’s what happened with my credit scores when the account reported as paid and closed, perfect payment record. (nothing else changed, checked all reports on the annual credit report. FICO 8 scores dropped by 70 points from 680s to 610s. FICO 9 scores decreased, one 5 points. Vantage scores decreased 10-20 points. This is both a recommendation and an appreciation of the good job that PINNACLE CREDIT SPECIALIST did for me. After reading various testimonies on QUORA I decided to give them a trial. And believe me when I say they were up to the task as they cleared all negative items and inquiries from my report. My report is squeaky clean. My score is now 806 excellent. PINNACLE CREDIT SPECIALIST is my life saver, it’s almost like a miracle to me. Email: PINNACLECREDITSPECIALIST@GMAIL.COM to reach them. 

    ReplyDelete
  68. Do you want to increase your FICO score? Do you want to pay off your credit card debt? I want to use this medium in appreciating PINNACLE CREDIT SPECIALIST for his good service. He raised my FICO score up to 811 excellent within 6 days and he also helped me pay off 2 America Express collections which now report as paid in full and for less than the original amount. He did exactly what he said he would. Don’t waste your time thinking about these issues. Contact him now for help: PINNACLECREDITSPECIALIST@GMAIL.COM  

    ReplyDelete
  69. I’m not sure if this will stick but I’m moved to post for anyone looking (as this is where I came for many ideas as well). We had a very bad credit, negative items and different bills but if care is not taken depression might set in. went through so many folks which call themselves credit hackers. We’re self-employed. As we walked through the list of credit hackers, one finally came out. A friend recommended PINNACLE CREDIT SPECIALIST to us. We contacted them immediately. Trust me he really helped me by deleting all the negative items and bills on my report and boosted my credit score from 500s to 807. It’s been a long road and I now know way more than I ever wanted to know about FICO scores and credit repair. My saving grace was PINNACLE CREDIT SPECIALIST. I cannot recommend enough. I’m not promoting just for the sake of it, rather he was able to help us to navigate a very tricky situation and it would have been so helpful for me to have him with us from the beginning. I hope that anyone else who needs it can benefit from my failure and win! You can hit them up by email: PINNACLECREDITSPECIALIST@GMAIL.COM

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  70. Thank you PINNACLE CREDIT SPECIALIST. About 4 years ago I realized I needed to figure out how to recover from dad credit. Got a divorce and ex-husband didn’t pay for the house mortgage for a year (he was living in the house). Eventually, the house was sold as a short sale. My beginning scores when I found PINNACLE CREDIT SPECIALIST were the low 600’s (Experian) and high 500’s (Equifax and TransUnion) I paid for their rebuilding program. Slowly but surely, my score went up. Then I qualified to purchase a home. Lucky me cause if I had waited until September of 2020, I wouldn’t have been able to afford my present home. (purchased it for $430,000. It was recently assessed for $585,000. I lived in the Northeast). Today: I still check my credit EVERYDAY and my scores are now Equifax: 801; TransUnion: 809; and Experian: 811; I’m no longer afraid of going to the mailbox or checking my email. I’m no longer scared of answering the phone. I feel in control of my life and now guard my credit. I’m writing this for anyone who is going through it. I want you to know that you will get through this. I mean I did it while barely making ends meet. Getting a divorce, taking care of my daughter and working. Just contact PINNACLE CREDIT SPECIALIST and believe in them you’ll recover just as I did. Thank you to all in this forum who had such sage advice. Because of your sage advice, I have come so far. The journey was difficult and slow, but I’m here. You can reach them by email: PINNACLECREDITSPECIALIST@GMAIL.COM

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  71. I’m a 36-year-old software engineer living in the Midwest. Most of my early life I never had good credit. 3 months ago my credit scores were 580 low 600s. I was obviously not happy with those scores so I started to clean up my credit. Opened 2 secured cards; Discover IT for 200; Navy Federal secured for 250. Did the pledge loan as well; self-account, stellar fi, boom for renting reporting, cap one only a 300 limit. Asking a family member to become an AU on their BOA still nothing changed instead my credit score kept dropping. Thanks PINNACLE CREDIT SPECIALIST after reading so many reviews about them. When I got in touch with PINNACLE CREDIT SPECIALIST my story changed for the better. He helped me delete all negative items on my credit report within 6 days. My current score now is 806 TransUnion 811 Experian and 802 Equifax. Here is his contact info: PINNACLECREDITSPECIALIST@GMAIL.COM I proudly and strongly recommend PINNACLE CREDIT SPECIALIST service to everyone out there in need of a credit fix. He’s above the best and simply the best. 

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  72. I’m very happy to recommend the services of Spyweb Cyber Security Services for helping me recover the cryptocurrency funds that were locked in my investment account. I had invested the amount of $230,000 into a trading account and I was denied the chance to withdraw my funds when my account was locked. They kept requesting more fees until I realized this is a scam. I was introduced to Spyweb Cyber Security by my colleague at work who told me of their experience and professional services in helping cryptocurrency scam victims recover their stolen crypto funds. I’m truly grateful for their help and I highly recommend Spyweb Cyber Security Services to everyone out there who needs to recover their cryptocurrency funds.

    Spyweb Cyber Contact Information:

    E-mail: Spyweb@cyberdude . com

    Whats App: +1 (323) 904 ‑ 8824

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  73. Months ago I planted a seed here. My credit report was lit in red like a Christmas tree of nothing but bad checks. My goal at first was a 680 score, to qualify for a mortgage. That turned into 700…then 710…eventually I entered the 800 club. That 800 club then got me into the 800 teen club. Today I was notified that my Equifax passed the 800 teen club. 821! What was hard to qualify for a $500 credit card now makes it easy to get a $5000 credit card. What was hard to get a $1 credit line increase, makes it easy to get $1000. What was hard to get a lower credit card interest (that actually resulted in getting higher interest) now is easy to make and generally results in a lower rate. How I got to this point was from the help of PINNACLE CREDIT SPECIALIST and the help I received from this board. It takes time, effort and determination. The pay in the end is great. I don’t regret working with PINNACLE CREDIT SPECIALIST. When I started I wanted everything fixed overnight but he said no he has to go one bit at a time to avoid a trace. He started with what they know is easy and worked my credit up. That’s how I got here. His an angel in human form don’t fail to hit him up on email: PINNACLECREDITSPECIALIST@GMAIL.COM

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  74. I’m here to thank PINNACLE CREDIT SPECIALIST for taking the path of helping me recover my credit. I had a chapter bankruptcy and have been discharged for almost a year and a half and I’ve been trying to restore my credit. I had a total of 7 CC none secured after my bankruptcy and I’m trying to get back with the Apple credit card but every time I apply it says I have an account with them and I spoke a supervisor and supposedly my account still has a balance and won’t be closed that’s until it’s settled but I can’t pay the balance either. Few weeks ago I used the PINNACLE CREDIT SPECIALIST hacking techniques to get them to remove the CO and bankruptcy off my report. Saw a huge bomb in my credit score. I’m now sharing the good I got from PINNACLE CREDIT SPECIALIST. I hope it will help someone in the future. Also don’t fail to let them know I referred you when you fit them up for help: PINNACLECREDITSPECIALIST@GMAIL.COM

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  75. Working with a legit hacker is very rare until I came across DOVLY CREDIT SOLUTION on YouTube forum about helping people to fix their credit report. So I gave him the job, then he brought my credit report up to speed, increased my credit score to 811 and removed all the negative items. I'm so happy to put down this review to tell you about the good news. Go for the best hacker alive. Contact him on: DOVLYCREDITSOLUTION@GMAIL.COM

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  76. I wanted the American dream but I have some late mortgage payments due to a divorce, a medical bill that is charge off, one late credit card payment the sum of $45k and some inquiries which affected my credit report and brought down my credit score to low 520. When I got in touch with DOVLY CREDIT SOLUTION my story changed for the better. DOVLY CREDIT SOLUTION helped me pay off my credit card debts and deleted all negative items on my credit report within 7 days. He also increased my credit score to 805 excellent score. Hit him up on email: DOVLYCREDITSOLUTION@GMAIL.COM I proudly and strongly recommend his services to everyone out there in need of credit fix. He’s above the rest and simply the best. 

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  77. So just update on how much PINNACLE CREDIT SPECIALIST have helped me already. When I started my rebuild in October 2023 my credit was mid 530s. PINNACLE CREDIT SPECIALIST helped me remove the 2 paid CO and SL late payment. Today I’m currently at 800. Thank you PINNACLE CREDIT SPECIALIST for helping me get to where I am! I’m currently in a much better credit and financial position and ready to start on my wife’s credit. Contact him now via: PINNACLECREDITSPECIALIST@GMAIL.COM

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  78. Hi my name is Michael Lewis, I really needed a new home for my kids but my divorce and the judgment I had against me 6 years ago for a car loan ruined my credit and I was unable to even have a credit card anymore. I surfed through these forums a lot and that’s how I found out about DOVLY CREDIT SOLUTION. I read on the forums about DOVLY CREDIT SOLUTION and how slow they’re to fix credit but they’re among the few that would offer 100% CREDIT REPAIR SERVICES. So I decided to give them a shot. They only did a soft pull up by giving me an excellent credit score within 10 days. He deleted the judgement against my credit report and also paid all the late payment on my credit report. I’m more than happy that I’ve been approved of a 3-unit property that I and my kids live in. He’s really a great hacker. Contact him now: DOVLYCREDITSOLUTION@GMAIL.COM OR Text him on signal app +1 (713) 396 5299.

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  79. Low credit affected me from being able to apply for a home in Austin TX, so I started to think about purchasing a house. The earliest would be a year from now, but I’m one year out of Chapter 13 Bankruptcy. My mortgage credit score was: 599/571/621. Credit Negatives: BK13 Discharged 10/22 (filed 4/19), Auto loan and Credit Card IIB still reporting, only one year of open accounts for revolving credit, older trade lines for closed revolving accounts and installments loans. previous FICO 8: 590/524/579. I didn’t meet the minimum requirement for FHA and conventional mortgages, until I came across this professional hacker called DOVLY CREDIT SOLUTION with good, fast and affordable rates. I never believed this worked until he proved me wrong by removing all negative marks and hard inquiries on my credit report. He also helped me raise my credit score to my desired score which helped me to be able to purchase my home for my family. Current FICO 8: 790/799/801. Contact him now: DOVLYCREDITSOLUTION@GMAIL.COM 0R CALL on signal: +1 (713) 396 5299.

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  80. I wish I knew about PINNACLE CREDIT SPECIALIST months ago! I was sitting close to three women at a church some time ago when I heard them talking about PINNACLE CREDIT SPECIALIST getting credit fixed. Then I was given his contact: PINNACLECREDITSPECIALIST@GMAIL.COM OR Text him (409) 231 0041. He increased my score to 811 and no negative items anymore on my credit report. Thanks to his expertise and genius hack. Get your credit report fixed with the help of PINNACLE CREDIT SPECIALIST.

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